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Texas continues to beat the rest of the U.S. in housing affordability, according to 2009 first-quarter statistics from the Real Estate Center at Texas A&M.

The Center uses a Texas Housing Affordability Index (HAI) to compare the ability of a Texas median-income family to purchase a median-priced existing home in their area vs. consumers in other states. Where higher numbers are better, Texas had a ratio of 1.95 in first quarter 2009 compared with 1.55 nationwide.

"Texas continues to maintain its place as the most affordable high-growth state in the country," says Jim Gaines, Ph.D., research economist.

Source: Real Estate Center at Texas A&M

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